What works for you and how does it work? How long have you been using it?

  • ℕ𝕖𝕞𝕠@slrpnk.net
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    7 days ago

    Since most expenses are static but my income is variable, I have done the calculation for how much my expenses are per day and per week. Then I just make sure I’m making at least that much every workday / workweek. All the surplus gets split between discretionary spending, long-term plans (home improvement, family trips), and investments.

    I’ve managed to make it even simpler by making the investments automatic and hands-off, so I can just figure those into the per-week number since they’re also regular.